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Fwd: Re: Limit of Liability[Subject Prev][Subject Next][Thread Prev][Thread Next]
- To: wai(--nospam--at)euken.com
- Subject: Fwd: Re: Limit of Liability
- From: rlewis(--nospam--at)techteam.org (Richard Lewis)
- Date: 06 Aug 1997 14:58:15 GMT
------ =_NextPart_000_01BC440A.35E39400 Content-Type: text/plain; charset="us-ascii" Content-Transfer-Encoding: quoted-printable >From a previous post Jeff wrote: Back to the issue of limiting your Liability to your fee. I can not >remember when I have had a client agree to this. Of course this would=20 be >great to get, but this seems somewhat unrealistic to me. I would never=20 sign >such a contract. I have found that this clause is most often presented=20 by >engineers that do not have any insurance. " I restrict my liability to my fee's less expenses and have done this for = the past ten years or so. I make sure that every one of my clients reads = the terms and conditions and initials each page. I make the terms very = clear and in words that every layperson can understand. I want no = questions left undisclosed once the contract returns to my office. To date, every one of my clients have signed the work agreement. I once = checked with an attorney who reviewed it and simply asked if I felt that = I was sufficiently covered. He advised me that there could always be a = time when it could be disputed given enough money to proceed.=20 There are only one or two others in my area that have E&O coverage and = it is because they do work for local municipalities that require it. = None of us have the resources to pay up to 15% of our gross income for = insurance - not with the 30%+ that the state and Feds take off the top = (not even considering health insurance, auto insurance and homeowners = insurance). . I have been threatened on only one occasion - not as the defendent, but = pulled in as one of the related fields to the testing lab being sued. = Without E&O, I was dropped from the suit since I did not have the deep = pockets to try and collect from. E&O insurance is not an option with my one man office. Than combined = with my big mouth forced the testing lab's attorney to drop ONLY me from = the named associates draged into the claim. Possibly I have been lucky, but I don't see that I have much choice in = the matter if I want to continue to work competivly and to feed my = family.=20 Dennis Wish PE ------ =_NextPart_000_01BC440A.35E39400 Content-Type: application/ms-tnef Content-Transfer-Encoding: base64 eJ8+IgoRAQaQCAAEAAAAAAABAAEAAQeQBgAIAAAA5AQAAAAAAADoAAEIgAcAGAAAAElQTS5NaWNy b3NvZnQgTWFpbC5Ob3RlADEIAQ2ABAACAAAAAgACAAEEkAYAgAEAAAEAAAAQAAAAAwAAMAIAAAAL AA8OAAAAAAIB/w8BAAAAPQAAAAAAAACBKx+kvqMQGZ1uAN0BD1QCAAAAAHNlYW9jQHNlYW9jLm9y ZwBTTVRQAHNlYW9jQHNlYW9jLm9yZwAAAAAeAAIwAQAAAAUAAABTTVRQAAAAAB4AAzABAAAAEAAA AHNlYW9jQHNlYW9jLm9yZwADABUMAQAAAAMA/g8GAAAAHgABMAEAAAASAAAAJ3NlYW9jQHNlYW9j Lm9yZycAAAACAQswAQAAABUAAABTTVRQOlNFQU9DQFNFQU9DLk9SRwAAAAADAAA5AAAAAAsAQDoB AAAAHgD2XwEAAAAQAAAAc2Vhb2NAc2Vhb2Mub3JnAAIB918BAAAAPQAAAAAAAACBKx+kvqMQGZ1u AN0BD1QCAAAAAHNlYW9jQHNlYW9jLm9yZwBTTVRQAHNlYW9jQHNlYW9jLm9yZwAAAAADAP1fAQAA AAMA/18AAAAAAgH2DwEAAAAEAAAAAAAAAvlIAQSAAQAXAAAAUkU6IExpbWl0IG9mIExpYWJpbGl0 eQCoBwEFgAMADgAAAM0HBAAHAA0AMAARAAEALgEBIIADAA4AAADNBwQABwANACMACwABABsBAQmA AQAhAAAAOTc3M0M4NkQ0MkFGRDAxMTk0MUEyODc4MDFDMTAwMDAA3wYBA5AGAPwIAAAhAAAACwAC AAEAAAALACMAAAAAAAMAJgAAAAAACwApAAAAAAADAC4AAAAAAAMANgAAAAAAQAA5ACCiRwWVQ7wB HgBwAAEAAAAXAAAAUkU6IExpbWl0IG9mIExpYWJpbGl0eQAAAgFxAAEAAAAWAAAAAbxDlQUvbchz mK9CEdCUGih4AcEAAAAAHgAeDAEAAAAFAAAAU01UUAAAAAAeAB8MAQAAABIAAAB3aXNoQGN5YmVy Zzh0LmNvbQAAAAMABhCnrAS3AwAHEBcGAAAeAAgQAQAAAGUAAABGUk9NQVBSRVZJT1VTUE9TVEpF RkZXUk9URTpCQUNLVE9USEVJU1NVRU9GTElNSVRJTkdZT1VSTElBQklMSVRZVE9ZT1VSRkVFSUNB Tk5PVFJFTUVNQkVSV0hFTklIQVZFSEFEAAAAAAIBCRABAAAA4gUAAN4FAACmCAAATFpGdbwMYtJ3 AAoBAwH3IAKkA+MCAGOCaArAc2V0MCAHE00CgH0KgAjIIDsJbzLMNTUCgAqBdWMAUAsDBmMAQQtg bmcxMDMSMwumIEYDYSBhIDJwCXB2aQhgBCBwb0pzBUBKAREgdwNgdHxlOgqiCoQKhBNiD+BCIQDQ ayB0bxhwaGWmIAQBClAgbxZQbAdwRGl0C4BnIHkIYSDaTAcwYgMQGbB5GHIaE4JmCeAuIEkgYwOR 9m4WkBbUPglwB4AG0ASQ3xZgGMADoBvQD4B2GNAPgLpkFRFjGYAJ8AVAYQnC9xh0BAAbsE8WUAWg CHAPsPcfcxZgCGBsHkAW1B0gHGUtCcFhBUAYgWcPwCwg/GJ1ImEgkg+wHOAjcQNw5wfQD4AFQHVu IjEZgBXwvGljGHIHgBuyINRuFWD3HTEW1ACQZwuQHHQZEA9w6x5SAiFyANB0G7Id0wIQvySAHkAY sCJSIJIegGEVoP8Y0iVgFeIZUBagA6AVQQ+wlwIwCYAhJnkXOSA+CfDeZwuACeAPoCl0ZBiQHDE/ HcQAcBrgC4AZEChQbmP9G6EiFtob0CuBKEAlEAVAvm0a4BmAGokxgRuBJwQgxmwHkAQgZXhwCfAP sP8EIABwHkAd0y5QJjAgdAIQ3wXAGLIKsBXxKzJ5IkAt0e8FsSPwG7IAwGsY0C9xIGL/IlEmQhrg NJIZUTGBHoQEIP0iMWQt4h8xBJAjwTPyKBH+ZBmxAiAz1AuAGbEHQDNB/wDQJ9AKsCKwNuc5+Dgj HoB/NkE7dSDBCyAt5TgUC2B5/zOAD6ACIBvjKUEtwQGQKVDPJZMAcAVAHDAgcQpQJPH/O0IzEAGA QRIEAB6AFeAr4d8CIC/AGKMoFjDhdAhwBjG7MlQZUGYlEBugFtRUGJD6ZCJQZSLgOB85JR3TJvL/ K+EYsj8xGGAe8weAAjAbsv9EMw9wBZA3QB5AA/AYsC8B/xUQAkAFsCYwGuAdYBiQFVLfB9Ar4Rmw M+MAkG0LUBrg3zWwS8IGkBvBG4BsIyIiUftB4iNxdUZCHqJOkQWgJlHrCYAbsEgu8WQVcEPyB4C/ KXZRcSACIQEHQEIAeQQg/x0gFREZwFKBHWNN4VNkVDH9Q5FwIxAr4S2AHfADoAnwfQhgZyfQBGBM 0hiBFUBvvy/AUZJGpVMTCsAZMW5Okf9H8zVBINAZQFMCBCA/ATGBj1khVGEkQh3TRSZPUTT/PLE7 dAVAIKEdIBvwKlIYsX8a4C5RShM1IgkAG/ADIG3/JIBQsQqwGrEIkC3lCXBCgO5pN5EZsBuwTkf1 FaEd038YsiuBCGEvwEWzCrAa4HXicBhyMTUlGUIaIgnAPxXgWrIFoFKBNSIvVyAthy5zTAMYsjMw JStSp+8jgAGQFqAz40YJgC3hNzLrRjE55G9j4CgugiZBQMH9O0FpBIEZ0hjAB0BMIS9XPyLgKkAY gWX4M/MkAW939yYwWqMvdSkbsEaVHbUdIL8dgRiwIjIJ8EQDWVljG/D/AJBAsWaUUEEYsgEBCfAB APcCMCLkVhBsMxA+41BBR/X/YoQLYCvSRlBPgDnCGJQWoPck8RnhC2BiVCEZ0hkRQbF+V0wRCGAF QFwhIuBQFGT9A2BwM4B2URTiaCNg8AVAfwCQREIb0DsAJhEulnNEZf9j4BXQS7E5YRiCR8E6lHSR /zFRA1JGlVwiZfggoXLTcXF/BTByckwDRgI0oQOCRjUg/1jAA5FlYRqQSZKBlhqQGfD/BGAjECfQ NSEvwEm0d1ky4Y9MhxiBegIf0E5MWVJy+XqHbmEHgB5BBBBX8Acw/3dRefE8sTuiGIUqIQdwRpX6 UGUBaQJgGuBv+gpAGFDueSLke8ECICd7QR8iT9TvHdNfgCfBD3BvRmE+8hiy/wDAAkAdMU8jQgMY gSgSC4C/GSEYgUoTZWEzgBnAdk6SfylSGJAbgVJhMpGI0AMQeXtYRhbURAnwAwAEIHjQc1kn0FBF FtoQcQCXUAAAAwAQEAAAAAADABEQAAAAAAMAgBD/////QAAHMCDlZzCTQ7wBQAAIMCDlZzCTQ7wB CwABgAggBgAAAAAAwAAAAAAAAEYAAAAAA4UAAAAAAAADAAOACCAGAAAAAADAAAAAAAAARgAAAAAQ hQAAAAAAAAMABoAIIAYAAAAAAMAAAAAAAABGAAAAAFKFAAC3DQAAHgAmgAggBgAAAAAAwAAAAAAA AEYAAAAAVIUAAAEAAAAEAAAAOC4wAAMAJ4AIIAYAAAAAAMAAAAAAAABGAAAAAAGFAAAAAAAACwAw gAggBgAAAAAAwAAAAAAAAEYAAAAADoUAAAAAAAADADGACCAGAAAAAADAAAAAAAAARgAAAAARhQAA AAAAAAMAM4AIIAYAAAAAAMAAAAAAAABGAAAAABiFAAAAAAAAHgBCgAggBgAAAAAAwAAAAAAAAEYA AAAANoUAAAEAAAABAAAAAAAAAB4AQ4AIIAYAAAAAAMAAAAAAAABGAAAAADeFAAABAAAAAQAAAAAA AAAeAESACCAGAAAAAADAAAAAAAAARgAAAAA4hQAAAQAAAAEAAAAAAAAAHgA9AAEAAAAFAAAAUkU6 IAAAAAADAA00/TcAAM51 ------ =_NextPart_000_01BC440A.35E39400-- --- Internet Message Header Follows --- Received: from server1.seaoc.org (bqe.com [188.8.131.52]) by host1.texramp.net (8.8.5/8.8.5) with SMTP id NAA04179 for <rlewis(--nospam--at)techteam.org>; Tue, 8 Apr 1997 13:42:58 -0500 (CDT) Received: from key.cyberg8t.com by server1.seaoc.org (NTList 3.02.10) id oa016914; Tue, 8 Apr 1997 10:49:55 -0700 Received: from pdhost30.cyberg8t.com (pdhost30.cyberg8t.com [184.108.40.206]) by key.cyberg8t.com (8.8.5/8.6.12) with SMTP id KAA09442 for <seaoc(--nospam--at)seaoc.org>; Tue, 8 Apr 1997 10:51:58 -0700 (PDT) Received: by pdhost30.cyberg8t.com with Microsoft Mail id <01BC440A.35E39400(--nospam--at)pdhost30.cyberg8t.com>; Tue, 8 Apr 1997 10:47:10 -0700 Message-ID: <01BC440A.35E39400(--nospam--at)pdhost30.cyberg8t.com> From: "Dennis S. Wish PE" <wish(--nospam--at)cyberg8t.com> To: "'seaoc(--nospam--at)seaoc.org'" <seaoc(--nospam--at)seaoc.org> Subject: RE: Limit of Liability Date: Mon, 7 Apr 1997 13:48:17 -0700 MIME-Version: 1.0 Content-Type: multipart/mixed; boundary="---- =_NextPart_000_01BC440A.35E39400" Reply-To: seaoc(--nospam--at)seaoc.org Error-To: seaoc-ad(--nospam--at)seaoc.org X-Loop: seaoc(--nospam--at)seaoc.org X-Info: [SEAOC] Owner: seaoc-ad(--nospam--at)seaoc.org X-POP3-Rcpt: seaoc-ad(--nospam--at)seaoc.org X-Sender: seaoc-ad(--nospam--at)seaoc.org Precedence: list X-ListMember: rlewis(--nospam--at)techteam.org [seaoc(--nospam--at)seaoc.org] __________________________________________________ Richard Lewis, P.E. Missionary TECH Team rlewis(--nospam--at)techteam.org The service mission like-minded Christian organizations may turn to for technical assistance and know-how.
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