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E&O Insurance

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In re Roger's suggestion of project insurance -- I'm afraid it won't generally 
solve your problem if your client is asking for E&O.  It is generally a whole 
lot cheaper for the owner to replace you (or insist that your client do so, if 
you're not working for him or her directly) with someone who carries the 
coverage he or she wants than it would be to arrange and pay for an blanket 
policy that would duplicate protection the insured members of the team already 
have.

Drew A. Norman, S.E.
Drew A. Norman and Associates