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Raw Data - post-disaster housing[Subject Prev][Subject Next][Thread Prev][Thread Next]
- To: seaoc(--nospam--at)seaoc.org
- Subject: Raw Data - post-disaster housing
- From: Richard_Ranous/OES(--nospam--at)oes.ca.gov
- Date: Mon, 9 Feb 1998 11:41:22 -0800
I have receive the first installment of the data I was looking for regarding post-disaster housing. This information was provided by FEMA and SBA for the Northridge earthquake. To better understand the numbers it may be helpful to know how the FEMA program works for individuals. Individual assistance is a "needs met" program. That is you begin with your insurance company, for additional money needed you would apply to SBA for a low-interest, government guaranteed loan. If you still need more money you apply to the FEMA Individual Family Grant program. If you do not have insurance, you begin with SBA. On this basis, there is some overlap in the information from FEMA and SBA. Small Business Administration: 98,878 home loans were approved for a cost of $2,482,764,300.00 (These loans would have been for repairs, replacements, and temporary housing) FEMA Applicants 114,000 households for an amount of $372,432,868 (these were grants for temporary housing) Overall Individual Assistance costs from FEMA were approximately $1.5 billion dollars. SBA's $2.5 billion plus FEMA's $1.5 billion total $4.0 Billion of assistance to home owners and renters. This does not include assistance provided to business owners from SBA (approximately $1.5 Billion). I'll provide similar information on other disasters nationwide as I receive the information.
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