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holdowns @ stucco walls

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This may be a silly question but here it goes... is it acceptable
to call out bolt type holdowns at stucco or gypsum board 
panels used as shear wall?  I was originally instructed to never
do this, but have come across plans by others that use this
combination frequently.  Typically if a wall requires a holdown
stucco or gyp don't calc out for shear, but there are times that
the dead load is light and holdowns are required with low
unit shear.  Presently, if a shear wall requires a holdown we
will specify plywood regardless.  Is this necessarily reducing 
the "value-engineering" of the project, or is there a good reason
to stick with plywood in these situations?