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Re: minimum insurance for liability

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We are currently insured through DPIC, and have added a rider for "Dollar One 
Defense" to handle this issue.  Of course, we pay for it in the premium, but 
we like it because it allows us to use our attorney to fight frivolous claims 
without feeling like we are paying him to do it.  Our deductible only applies 
if we get a judgment against us, which I'm happy to say (knock on wood, 
etc.), has not happened.

Bruce Resnick, SE
Parker Resnick Str. Eng.

In a message dated 6/4/99 10:42:39 AM Pacific Daylight Time, 
73527.1356(--nospam--at) writes:

 Yes, but *read* a sample policy very carefully!  The sample ASCE policy that 
 I read required the insured to defend the claim up to the limits of the 
 deductible, **then** the insurer would *look* at the claim and decide 
 whether or not to take over the defense.
 A. Roger Turk, P.E.(Structural)
 Tucson, Arizona >>