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Off topic - Inc. or not to Inc.

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List,
In California do the protections afforded to LLC, Corps, Inc''s protect the engineer of records personal assets? Specific question is if you are incorporated or LLC but operate with no employees, every thing is contracted employee wise, and someone comes after you are they limited to just taking the company assets and not your personals. I am certain if you have been criminal, negligent, or incompetent,  Consumer Affairs will get involved but disregarding that does incorporating protect personals when your the only guy in the corp?
Thanks to all,
Bob Hanson
Bellflower, California