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Holdown Bolt Through the Supported Beam

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When one has a wood shear wall and the 1 inch bolt of the holdown goes through the center of a wood beam in the story below. How does one makes account of the missing 1 inch in the wood beam width. Just using a 4x12 in the calculations in place of actual 6x12 will do the job or there are other considerations involved?
Joseph Haroui

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