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Definition of "Service" Loads

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To All,

This subject has most likely already been discussed, but what is the definition 
 of "Service" loads? Sevral software programs I use imply that it is a 
"factored" load. In othrwords for seismic application, the WSD load divided 
 by 0.7, (or multiplied by 1.4), making it the "strength" level load. Another 
 engineer, (and definitions if googled), say "Service" loads are the WSD 
loads befoe being factored.

Any thoughts and maybe a specific reference like a definition in the IBC, 
ASCE, ACI, etc? (Which I have not found, yet!).

Thanks in advance,

Larry Hauer, S.E.

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